Other institutions & card companies try to lure you in with introductory rates. BOND VISA© Credit Cards reward you tangibly from day one with a NON-VARIABLE RATE and reward points through uChoose Rewards.
VISA provides the security & convenience; BOND provides the excellent terms, rates, and service that could only come from your local credit union. What makes our VISA Credit Card so special? We don't bog down our card with service fees and variable interest rates. Your rate stays the same, regardless of your credit or your account activity.
Non-variable APR* 9.90%
Credit Limit up to $20,000
Non-variable APR* 12.00%
Credit Limit up to $10,000
NON-VARIABLE APR* (no interest rate change)
No Penalty Rate Hikes
No Annual Fees
No Inactivity Fees
No Cash Advance Fees
No Cash Advance Additional Interest Charge
25-Day Grace Period on all Purchases
2-Day Grace Period on Payment Due Date
Easy-to-earn and track Rewards Points usable for cash back, gift cards, travel, shopping… pretty much anything :)
We also offer 0% APR* (up to 12 mo) on balance transfers with a small 2% transfer fee.
Fraudulent credit card transactions are typically much easier & quicker to resolve, with far less liability put on the consumer, than fraudulent debit card transactions. Unauthorized checking account activity affects the money you actually have; depending on the length of time it takes to report these charges, reimbursement (if applicable) may occur after actual authorized charges have been rejected due to insufficient funds as a result of fraud. VISA Debit Cards also don't offer as high a level of purchase & travel protection as VISA Credit Cards.
This doesn't mean you shouldn't have or use a VISA Debit Card; on the contrary. Use it to pay for everyday purchases, tangible goods, dining, etc. But when making larger purchases, buying online, or - especially - when travelling, try to use your VISA Credit Card instead. Remember: credit card fraud resolution is typically quicker & easier.
Terms and conditions subject to change without notice. Rate may vary based on individual creditworthiness; all loans subject to credit approval. If approved, you'll need have or open a Savings Account to become a member of BOND Community FCU in order to receive your loan.
In accordance with the Credit Card Act of 2009, borrowers applying for a credit card under the age of 21 must either show proof of "ability to pay" or have a qualified guarantor over 21 years of age.
