Loans & Financing in Atlanta

Flexible terms. Competitive rates. A local team that cares.

LOAN APPLICATION

Whether you're ready to buy or just need some advice, BOND Community FCU can help.

Competitive Auto Loan Rates & Terms

  • Great APR: Competitive rates on new, used, or refinanced vehicles (with approved credit).
  • High Financing Limits: Finance up to 100% of MSRP (New) or JD Power Value (Used).
  • Shop with Confidence: Get pre-approved to shop like a cash buyer.
  • No Hidden Fees: Zero title transfer fees.
  • Note: Proof of income required.
Apply For An Auto Loan

Used Car Buying 101: Shop Like a Pro

Take our free 1-hour class! We’ll show you how to budget, research, and navigate dealership negotiations. We’ve been teaching this to Atlanta Habitat for Humanity homeowners since 2007, and we’re ready to help you, too. Used Car Buying 101.

Why choose BOND Community FCU for your Atlanta mortgage? Because we know a home isn't just a building—it’s your "memory factory."

Personalized Mortgage Solutions

We’ve partnered with Our Mortgage Team to offer a quick, local, and stress-free process. Whether you are a first-time homebuyer or looking to refinance, we provide

  • Conventional, FHA, & VA Loans
  • ARM Loans with favorable terms
  • Renovation Loans & Cash-Out Refinancing

Ready to move in? Contact our lending department at lending@BONDcu.com or call (404) 525 0619 ext. 217.

Put your home’s equity to work with a flexible line of credit. A HELOC is perfect for home improvements, debt consolidation, or emergency expenses.

Why Get a HELOC with BOND?

  • Borrow up to 80% of your home’s equity.
  • No Annual Fees and no prepayment penalties.
  • Variable Rates: Based on the Prime Rate + a fixed margin.
  • Flexible Terms: 6-year draw period followed by an 8-year repayment period.

HELOC Frequently Asked Questions

  • What are the basic requirements? Must be your primary residence; credit check and appraisal required.
  • What are the costs? There is an application fee and an appraisal fee (typically $400–$1,500).
  • Can I increase my limit later? Yes, limit increases can be requested and require a standard review process.
Apply Now

Life happens—braces, textbooks, or unexpected repairs shouldn't slow you down.

Personal Loan Features

  • Rates starting at 13.00% APR*.
  • Borrow up to $10,000 with quick turnaround times.
  • Terms up to 36 months to fit your budget.
Start Your Application

Why borrow the money you already have?

A Secured Loan is a smart way to build or repair your credit without depleting your savings.

  • How it works: Place funds "on hold" in your Savings or CD, then borrow against them at a low fixed rate.
  • Accessibility: Available to all members regardless of credit score.
  • Secured Visa: We also offer a Secured Visa Credit Card at 12% APR*.
View Credit Card Options

NOTE: If you are a BOND Member experiencing financial hardship, contact us!

Getting Started

For help with loans or just some fantastic advice, contact our Lending Officer or fill out the form below.

Evan Horne, MLO
NMLS 2156678
evan@bondcu.com
(404) 525-0619, ext 217
(866) 525-0619, ext
Fax: (404) 577-8529

Loan Application

Terms and conditions subject to change without notice. Rate may vary based on individual creditworthiness; all loans subject to credit approval. If approved, you'll need have or open a Savings Account to become a member of BOND Community FCU in order to receive your loan.