1st Mortgage

80% of purchase price or appraisal (whichever is less)

Up to 25 years

Market Rate, Referred to CUFS

1st Mortgage

80% of purchase price or appraisal (whichever is less)

30 Yr Term. 5 Yr ARM

Market Rate, Referred to CUFS

Home Equity Line of Credit (HELOC) 1st Position

80% of appraisal value less 1st mortgage balance.
Owner-occupied primary residence only.

Up To 6 years Draw and Repayment Period.
8 years Repayment after the draw period ends.
Total of 168 months

6.49% Adj.

Home Equity Line of Credit (HELOC) 2nd Position

80% of appraisal value less 1st mortgage balance.
Owner-occupied primary residence only.

Up To 6 years Draw and Repayment Period.
8 years Repayment after the draw period ends.
Total of 168 months

6.99% Adj.

All variable APR real estate loans adjust on the three-month anniversary of the loan, and quarterly thereafter. There is a cap of 2% increase per adjustment, a lifetime cap of -0.50% decrease from the initial rate; and a lifetime cap of 6.00% above the initial rate not to exceed 18.00% APR.

1st mortgage only

70% of purchase price or appraisal (whichever is less)
Max: $175,000.
The Applicant Must Intend to Construct a Primary Residence on The Lot.

Up to 5 years

Market Rate, Referred to CUFS

The applicant must intend to construct a primary residence on the lot.

New Vehicles

Up to 100% of list price

36, 60, 72 or 84 Months. According To Vehicle Value

5.49% Fxd.

Used Vehicles

Up to JD Power loan value

According To Vehicle Value and Age

5.99% Fxd.

New Boats & RV's

Up to 100% of list price, up to $35,000

Varies

Varies - Contact Loans

Used Boats & RV's

Up to 100% of list price, up to $35,000

Varies

Varies - Contact Loans

New Motorcycle Loans

60% of list price

Up to 36 months

8.50% Fxd.

Personal Loan

Up to $10,000

Up to 36 months

13.00% Fxd.

Share Secured

Amount on Deposit at BOND CFCU

Up to 10 years

5.00% Fxd.

Certificate Secured

Amount of Share Certificate (CD) at BOND CFCU

Maturity of Share Certificate (CD)

SC Rate +3% Fxd.

Classic VISA with Rewards

Up to $10,000

-

12.00% Fxd.

Gold VISA with Rewards

Up to $20,000

-

9.90% Fxd.

Regular Savings

0.50%

0.50%

$50 Minimum

Youth Savings

0.50%

0.50%

$25 Minimum

Vacation / Holiday

0.50%

0.50%

No Minimum

Escrow

0.50%

0.50%

No Minimum

IRA

0.50%

0.50%

$25 Minimum

Share/Savings Account dividend (interest) rates reflect the immediately-preceding quarter. The annual percentage rate and annual percentage yield may change each dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.

Dividends compound/credit to your account once per quarter and are calculated using the ADB (Average Daily Balance) method, which applies a periodic rate to the account’s ADB for the prior quarter. ADB is calculated by adding up each daily account balances and dividing by the number of days in the quarter.

Share Accounts insured up to $250,000 through the NCUSIF (National Credit Union Share Insurance Fund), administered by NCUA, a U.S. Government Agency. IRA Shares (Savings) & Share Certificates (CDs) Accounts are also insured up to an additional $250,000 through the same fund. For more information, please visit NCUA.gov.

0.00%

0.00%

$0 - $499

0.00%

0.00%

$500 - $4,999

0.00%

0.00%

$5,000 - $14,999

0.00%

0.00%

$15,000 - $24,999

0.50%

0.50%

$25,000 - $49,999

0.75%

0.75%

$50,000 Plus

Share/Savings Account dividend (interest) rates reflect the immediately-preceding quarter. The annual percentage rate and annual percentage yield may change each dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.

Dividends compound/credit to your account once per quarter and are calculated using the ADB (Average Daily Balance) method, which applies a periodic rate to the account’s ADB for the prior quarter. ADB is calculated by adding up each daily account balances and dividing by the number of days in the quarter.

Share Accounts insured up to $250,000 through the NCUSIF (National Credit Union Share Insurance Fund), administered by NCUA, a U.S. Government Agency. IRA Shares (Savings) & Share Certificates (CDs) are also insured up to an additional $250,000 through the same fund. For more information, please visit NCUA.gov.

06 months

Not available at this time

N/A

12 months

Not available at this time

N/A

24 months

Not available at this time

N/A

36 months

Not available at this time

N/A

48 months

Not available at this time

N/A

60 months

Not available at this time

N/A

Minimum deposit $500.00. Share certificate accounts (CDs) are non-negotiable and non-transferable. BOND Community FCU may withdraw this offer at any time.

Any share certificate (CD) with the credit union is an open-rate certificate; early withdrawal penalties are:
     - Maturity of 12 months or less: 90 days interest
     - Maturity greater than 12 months: 180 days interest
     - Other penalties may apply as well

Share Accounts insured up to $250,000 through the NCUSIF (National Credit Union Share Insurance Fund), administered by NCUA, a U.S. Government Agency. IRA Shares (Savings) & Share Certificates (CDs) Accounts are also insured up to an additional $250000 through the same fund. For more information, please visit NCUA.gov.