Loans

Whether you're ready to buy or just need some advice, Bond Community FCU can help.

Great Rates & Terms

• Regular APR* as low as 5.99% (New) & 6.49% (Used) with approved credit. Proof of income required. 
• Financing up to 100% of MSRP (New) or NADA (Used) value.
• Pre-approval allows you to shop with confidence.
• Zero title transfer fee.

Shop With Confidence

Take our free 1-hour class! First, we'll show you how to budget & research cars before you shop; then, we'll teach you how to deal with the dealership. This class helps our members shop with confidence. In fact, we've been teaching it to Atlanta Habitat for Humanity homeowners since 2007! For more info or to schedule an upcoming session, check out Used Car Buying 101. 

Boost Your Buying Power

Get pre-approved for loan amounts & terms. Once you do, you can shop like you have cash in your pocket! 

Why get a home loan from Bond Community FCU?

IT'S YOUR MEMORY FACTORY

A home is not just four walls and a roof; it's where you live. You make it your own. You feed your family in it. You host birthday celebrations and backyard cookouts in it. BOND Community FCU has been helping our neighbors make memories for over 40 years; now it's your turn.

TRUST AND UNDERSTANDING

We will walk you through the entire home-buying process and help you wade through confusing real estate jargon and financial terminology. We can begin your real estate journey together. When you finance your home with BOND Community FCU, you can expect:

• Individual attention: every situation is different, and we understand
• Decision-making & loan-servicing all happen right here in our L5P office
• Affordable and competitive rates, terms & closing costs
• Your loan to stay local; We will never sell your mortgage

In addition, you can trust us. Our foreclosure rates over 40 years are far lower than what the general market has experienced in the last decade alone. 

Braces, new textbooks, & a blown gasket...yep. That's life knockin' at your door. 

GREAT RATES & TERMS

• APR* starting at 13.00%
• Borrow up to $10,000 with quick turn-around time
• Repayment terms up to 36 months

We also offer other great options such as VISA Credit Cards & Secured Loans. Use the info below to contact our Chief Lending Officer or to apply for pre-approval.

Because every time you spend a Benjamin, he's looking at you. 

WHY BORROW THE MONEY YOU ALREADY HAVE?

Keep building up your savings by borrowing smart from the BOND Community. A Secured Loan is a great way to build credit, repair your credit, or just keep from using up the savings you've already accumulated. 

HOW DOES IT WORK?

You select the amount of funds that you'd like to place "on hold" in your BOND community FCU Savings Account or Share Certificate of Deposit (CD) for a pre-determined amount of time; then, you borrow the same amount of money at a low fixed rate. It's quick, simple, and available to all members regardless of credit score or prior borrowing experience. 

GREAT RATES & TERMS

We also offer a Secured Visa Credit Card at 12% APR* with a credit limit matching up to 80% of the funds we put "on hold" for you in a Savings Account. To learn more about our credit cards, click here. You may also wish to check out our Personal Loans. Use the info below to contact our Chief Lending Officer or to apply for pre-approval.